Cookie Policy

This Cookie Policy explains how USA Finance Lab uses cookies and similar tracking technologies on usafinancelab.com. It is part of our broader Privacy Policy and should be read alongside it.

What Are Cookies?

Cookies are small text files placed on your device when you visit a website. They allow the site to recognize your device, remember preferences, and collect information about how you interact with the site. Some cookies are placed by us directly; others are placed by third-party services we use.

Categories of Cookies We Use

Essential Cookies

These cookies are necessary for the Site to function properly. They enable basic navigation, security features, and access to secure areas. The Site cannot function correctly without them. These cookies do not collect personal information for marketing purposes.

Analytics Cookies

We use analytics tools (including Google Analytics) to understand how visitors interact with the Site — which pages are visited most, how long people stay, and how they navigate between pages. This information is collected in aggregate and is used to improve Site structure and content quality.

Google Analytics uses cookies to collect usage data and may transmit this information to Google servers. Google’s use of this data is governed by its privacy policy. You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.

Functional Cookies

These cookies allow the Site to remember choices you make — such as language preferences, display settings, or whether you have dismissed a notice — and provide enhanced functionality as a result.

Advertising and Affiliate Cookies

Our affiliate partners may set cookies when you click through to their sites from our affiliate links. These cookies help affiliate networks track referral activity and attribute conversions. The information collected by these cookies is governed by the affiliate partner’s own privacy policy.

We do not serve behavioral advertising directly on our Site, but third-party advertising networks used by our partners may collect information about your browsing activity across sites to serve relevant ads.

Specific Cookies in Use

_ga, _gid (Google Analytics):  Track unique visitors and session behavior. Duration: up to 2 years

_gat (Google Analytics):  Throttles request rate. Duration: 1 minute

cookie_consent:  Stores your cookie consent preference. Duration: 12 months

Affiliate tracking cookies:  Set by partner networks on click-through. Duration: varies by partner

Managing Your Cookie Preferences

You can control and manage cookies in several ways:

  • Browser settings: Most browsers allow you to block or delete cookies through their privacy or security settings. Refer to your browser’s help documentation for instructions.
  • Cookie consent tool: Our Site provides a cookie consent banner that allows you to accept or decline non-essential cookies on your first visit. You can change your preferences at any time through the cookie settings link in our footer.
  • Opt-out tools: For Google Analytics, use the official browser opt-out add-on. For advertising networks, use the Digital Advertising Alliance opt-out tool at optout.aboutads.info.

Please note: blocking essential cookies may prevent certain parts of the Site from working correctly.

Changes to This Policy

We may update this Cookie Policy to reflect changes in the technologies we use or for legal and regulatory reasons. Check the ‘Last Updated’ date at the top of this page for the most recent version.