Terms of Use

operated by USA Finance Lab (‘we,’ ‘us,’ or ‘our’). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.

1. Use of the Site

You may use the Site for personal, non-commercial informational purposes only. You agree not to:

  • Reproduce, distribute, or republish content from the Site without prior written permission
  • Use automated tools, bots, or scrapers to extract content or data from the Site
  • Interfere with or disrupt the Site’s operation, security, or servers
  • Attempt to gain unauthorized access to any portion of the Site or its related systems
  • Use the Site in any manner that violates applicable laws or regulations

2. Informational Purpose Only

All content on USA Finance Lab is provided for general informational purposes only. Nothing on this Site constitutes personalized financial advice, investment advice, legal advice, or credit counseling.

Financial products, rates, terms, and availability are subject to change and may vary by applicant. Always review the terms and disclosures provided directly by the financial institution before making any financial decision.

USA Finance Lab is not a licensed financial advisor, investment advisor, broker-dealer, mortgage broker, or credit counselor. We do not underwrite, originate, or process any financial products or applications.

3. Accuracy of Information

We make reasonable efforts to ensure that information published on the Site is accurate and up to date. However, we do not warrant the completeness, accuracy, or current applicability of any information on the Site. Financial product terms, rates, and availability change frequently. Always verify product details directly with the issuer or lender before applying or making a financial commitment.

4. Third-Party Links

The Site contains links to third-party websites and financial product providers. These links are provided for convenience and do not constitute endorsements of the third-party sites or their content. We have no control over and assume no responsibility for the content, privacy practices, or terms of any third-party site.

5. Affiliate Relationships

Some links on this Site are affiliate links. If you apply for or purchase a financial product through an affiliate link, we may receive compensation from the provider. This compensation does not affect our editorial coverage or product ratings. For full details, see our Affiliate Disclosure.

6. Intellectual Property

All content on the Site, including text, graphics, logos, analysis, and comparison data, is the property of USA Finance Lab or its content licensors and is protected by applicable copyright law.

You may not reproduce, republish, distribute, or create derivative works from our content without prior written permission. Brief quotations with attribution and a link to the original content are permitted under fair use principles.

7. Disclaimer of Warranties

THE SITE AND ALL CONTENT ARE PROVIDED ON AN ‘AS IS’ AND ‘AS AVAILABLE’ BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, USA FINANCE LAB AND ITS OFFICERS, EMPLOYEES, PARTNERS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Our total liability for any claim arising from your use of the Site shall not exceed one hundred U.S. dollars ($100).

9. Indemnification

You agree to indemnify, defend, and hold harmless USA Finance Lab and its officers, employees, and agents from any claims, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your violation of these Terms or your use of the Site.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the United States and the state in which USA Finance Lab is registered, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in that state.

11. Changes to These Terms

We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page with a revised ‘Last Updated’ date. Your continued use of the Site following any modification constitutes acceptance of the updated Terms.

12. Contact

General inquiries:  usafinancelab@gmail.com